How to Own Your Own Home!
Today, home ownership is the last bastion of middle class investment and is one of the best available ways to earn an income tax break. It is the largest single purchase most of us will ever make and may also be the basis to our retirement as well.
This is fact, 62.1% of Americans own their own home. This has been true more or less since 1960. Computer Mortgage can lower the cost of your buying, refinancing and help you retain the value of your home for your retirement needs. Computer Mortgage can make owning your own home happen!
Step 2 - How to obtain a new Purchase loan
Once you have found the home you desire, obtaining financing is the next most important step you will need to make. That’s where we can help. Of course, we can provide financing if you qualify for the standard home loan. In addition, we can also get you a killer interest rate and terms too.
But what if you can’t qualify for some reason, do you have to abandon the “own your own home” dream? No, we are here to help with this, that’s why we are Computer Mortgage!
Step 1 - Purchasing Power
The first step in buying a new home is to know how much you can spend on a new home. Step 1 entails contacting us for a no cost evaluation of what your purchasing power will be. This will help you determine how much down payment is required and what the monthly payments on the new loan will be.
Call us for a free consultation or contact us through this website to speak to a knowledgeable licensed loan consultant. Then we can provide you with a PRE-APPROVAL LETTER that you will be able to use with the purchase offer.
Refinance Existing Loans for any purpose
Refinance loan programs are available for Government full documentation loan programs and if you don’t fit into a “Box”, we can pair you with a private lender who will look at the whole picture and not just say no because of bank rules and regulations.
Do you have equity in one property, but need to use it for the purchase of another, until the first property sells? This is called bridge financing. We offer private money loans for this as well.
Call us to discuss your refinance loans, we have lots of options that can help you for any purpose.
Private Money Mortgages
Our Private Money Mortgages (PPM) program can help you obtain financing you might otherwise be unable to qualify for.
Why? Because we connect you with a private party who are willing to loan the money to you based on your financial real person composite. Private investors will provide you with a loan based on the value of the home you want to buy and the deposit on this purchase. They usually require a down payment of 35% and proof that you are able to repay the loan, but other than that they do not have all the strict rules that government backed loans require.
Once you have this new loan, you may be able to refinance into a government loan program, while enjoying the appreciation and tax benefits of home ownership in the meantime. Your dream lives on!
Call us to discuss your options and learn about how to obtain a private money loan today. Private money loans are available for purchase, refinance and cash out refinance too. Everyone has a different loan scenario, and we can advise you on how to find a loan that’s right for you.
We also can help you with Fix and Flip financing. If you don’t see your property listed, call us to find out if we can help you.
Investment Property Loans
Computer Mortgage offers loans for all types of rental or investment properties. We offer institutional loans and private money loans for most types of rental and investment properties with a wide variety of loan programs to suite your needs. We will advise you the best approach to purchase or refinance your investment property.
Types of Property:
- Single Family Rentals
- Duplex, Triplex or Fourplex
- Apartment Buildings
- Strip Malls
- Shopping Centers
- Office Buildings
- Industrial Buildings
- Mobile Home Parks
- Association Properties
Contact us today to learn more. Call us now at 1-800-482-1421.